ROSHI Releases Report On Credit Card Debt across Southeast Asia

Fintech Roshi based in Singapore-Media Outreach-June 2, 2025-Singapur, based in Singapore, has published a new report that analyzes the levels of credit card debt in Southeast Asia, which provides information about the region in the region that is in the management of high intermediates.

Credit card debt in ASEAN and beyond 2025

The report reveals that Singapore has one of the highest average credit card balances in the region with cards with an average of S $ 5,335 equivalent to 86% of the average monthly income. While this may seem significant, Roshi’s analysis suggests that strong payment habits and access to advanced financial infrastructure mean that the use of the credit card in Singapore is largely strategic Instead of untenable.

However, the situation varies dramatically throughout the region. In it PhilippinesThe average credit card balance is found in S $ 2,092While the average monthly income is only S $ 492 Results in a Debt / income ratio or about 425%. This finding highlights the growing consumer vulnerability in emerging markets with limited access to affordable credit solutions.

“Our research shows that, although Singapurenses carry high card balances, they tend to use the most strategically use for reimbursement reimbursements and points compared to some of their regional neighbors,” said Mr. Amir nothing, CEO of Roshi. “But with interest rates in credit cards that still loom 25–29%It is essential that consumers remain proactive in the way they administer the undeiable debt. ”

The report also explores regional macrococonic trends that include inflation, interest rate and digital financial adoption environments that offers a broader context for the dynamics of credit card debt in ASEAN and beyond.

Roshi is still committed to providing transparent information and led to the data to support the smarter financial decisions for people in Singapore and the widest region of Southeast Asia.

The full report is available at:
https://www.roshi.sg/credit-cardbt-report-asean-and-beyond/

Hashtag: #Roshi

https://www.roshi.sg/
https://www.linkedin.com/company/roshi-marketplace/
https://www.facebook.com/roshi.smart.lending/

The issuer is solely responsible for the content of this announcement.

About Roshi

Roshi is a Fintech based in Singapore that transforms digital loans into Southeast Asia. Since the launch of its patented automated platform in March 2022, it instantly offers custom loan options to borrowers through the liver algorithms hepatic and automatic learning. Currently, facilitating home and personal loans through associations with several lenders, Roshi has helped hundreds of consumers to make loan approval while providing valuable market information.